Over 18 million home owners in the UK
have yet to carry out basic checks on their properties this winter, new
In the last two
years 37% of British people have been affected by winter weather related
problems amounting to an average repair bill for damage of £453.98 but only one
third have appropriate home emergency or insurance cover.
insurance is urging home owners to carry out as many basic maintenance checks
as they can, to protect their home. They can prevent problems by having their
boiler serviced or checking and bleeding radiators.
Its research shows
that in the last two years, weather related incidents have cost British home
owners a collective £7.9 billion to repair. The most frequent problems
including blocked guttering, leaking roofs and damaged boilers.
Some 10% have
suffered from a broken boiler, the same percentage that has fallen victim to
blocked or overflowing guttering. Some 9% have had roof tiles damaged, with 8%
suffering leaking roofs. Wind damage to property has affected 6% of homes and
5% have had a leaking radiator. The research also shows that frozen pipes have
affected 4%, and 2% have had pipes burst in their home.
In line with the
conditions of most home insurance policies, households should ensure they
maintain good upkeep of their property all year round in order to minimise the
risk of damage and needing to make a claim.
‘There are a number
of measures that homeowners can take to minimise the risk of falling victim to
winter weather damage to their home. Having your boiler serviced, checking and
bleeding your radiators and clearing your guttering are easy to do and could prevent
the need for costly and inconvenient repairs at this time of year,’ said David
Barrett of Sainsbury’s Home Insurance.
important to ensure that you have a good quality home insurance policy in
place. It's also worth checking if you have home emergency cover, which comes
as standard on our Premier Cover Home Insurance, as this will help you find an
approved tradesman in the event of a home emergency, like escaping water or if
your heating or electricity fails,’ he added.
things worth considering include checking that loft insulation is thick enough,
turn off water to outside taps and insulate them, seal draughts, protect garden
furniture, unblock external drains, and stock up on salt for driveways.